Check Legal Status Before You Join
This notice explains how our terms apply when you open or manage an account, use the wallet, contact us, or ask us to correct account data. It is not legal advice and it does not overrule law in your place of access. Your ability to use
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the account depends on local law and is available where local law permits. Records from UPI, Paytm, PhonePe and Google Pay are treated as account records, not public posts. We keep logs, consent choices and dispute messages so we can answer lawful requests, trace changes and
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protect your balance history. If any term conflicts with mandatory law, that law controls for the affected part while the rest of the terms continue.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.